The Chase Freedom Unlimited card offers a good sign-up bonus and an impressive average rewards rate, including a 1. Learn more about this card. A longtime favorite of fans of cash back , the Chase Freedom Unlimited has recently revamped its rewards program and now offers even more opportunity to earn cash back with every purchase. Such practical bonus categories and a better-than-average cash back rate on general purchases should make it easy to earn plenty of rewards — no matter how you weigh your spending.
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Use this card in tandem with another premium Chase card, and it packs even more rewards value. Still on the fence? That earnings rate is pretty good, although not the best. Now the card has kicked things up a notch. And, if you pair the Chase Freedom Unlimited with a premium Chase card you can pool your points for even greater value.
The bottom line: The card's rewards structure isn't the easiest to remember. But its useful bonus categories, flexible rewards and outstanding welcome offer make it a top contender among cash-back cards. Alternate Pick: Bonus cash back. But all those different rewards rates make the card more complicated than competitors that offer a simpler 1. Card type: Cash back. Points are worth a penny apiece when redeemed for cash back, thus you get 1. Points may also be redeemed for:. Gift cards at 1 cent per point.